World Trade Center Insurance Property Risk Report

Prepared for Silversteia Properties, Inc

  • Via FOIA request by
  • 92 pages
  • Confidential
  • Released April 2002


The World Trade Center is one of the most prominent commercial real estate c0mplexes in the world and a hallmark of the Manhattan skyline. This document discusses many of the physical characteristics of the complex. various protection and risk control aspects and some of the potentially catastrophic incidents that might occur.

The discussion focuses on the following components of the complex:

• The two 110-story office towers (One and Two World Trade Center)
• The office portion of the two nine-story buildings (Four and Five World Trade Center
• The retail area of the World Trade Center. referred to in the rep on as the Mall which consists of retail space located on the Concourse level
• The Subgrade space. which consists of six basement levels (B-1 through B-6) that project about 70 below the Concourse.

It is estimated that 50,000 people work in the World Trade Center and
that 150.000 commuters’ travel through the concourse to access Path and
MTA subway trains. on a daily basis. Annually approximately 2 million
tourists visit the Observation Deck.

Much of the discussion of the physical characteristics has been taken
from documents developed by the Pon Authority’s real estate advisors.
The loss estimates (PML’s and MFL’s) outlined in the repon are
predicated on conventional risk control conventions or the major HPR

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